Storm Wind Damage
Hurricane damage insurance claims can be messy. It’s very easy to get frustrated over what is and is not covered. Today, we’re highlighting the proven methods you can utilize to handle your tropical storm damage insurance claim– and maximize your claim settlement from the insurance company.
Will my homeowners insurance cover my windstorm damage?
Some tropical storm damage is covered by a standard home insurance policy, while other damage is not covered.
Usually, anyone who lives in a hurricane-prone area will be required to buy supplementary cyclone insurance to cover cyclone damage. Those who live near the coast of the United States, for example, might not be automatically covered for tropical storm damage under their typical home insurance policy.
Additionally, the kind of damage and how that damage was triggered also impacts whether or not it’s covered. Most home insurance plan cover wind damage, for example, however not all policies cover flood damage. Hurricanes can bring both high winds and flood surges, which is one reason that tropical storm damage insurance claims are complicated.
Whether you are covered for tropical storm damage or not depends on:
The kind of damage
How the damage was triggered (flooding damage, wind damage, and so on). The kind of house owner protection you bought normal home insurance or a particular tropical storm insurance policy).
Where you live.
Based on all of these factors, your tropical storm damage might or might not be covered. Read your home insurance policy to validate that you have tropical storm protection.
If you suffered damage from a weather condition event and need help ascertaining if your property damage is covered or how to continue, a public insurance adjuster can help with a free initial policy review and insurance claim case evaluation.
We provide our expertise in the following events:.
Hurricane– on top of preparing and filing your claim, our adjusters can help you gain a reasonable settlement for damages triggered by a tornado.
Twister– ensure a quick recovery from a cyclone with our cyclone cases adjusting and consulting services.
Hurricane– filing property damage or loss due to a tropical windstorm can be tough. Let our adjusters assist you every step of the method.
Wind windstorm– our team will help you with preparing and settling residential or industrial wind damage claims. Strong windstorms can cause more than just a messy garden in your community, in some instances, serious damage can happen to your roof.
Hail storm– after a hail storm ruined your property, we will take the responsibility of filing a claim out of your hands so you can concentrate on restoring.
Lightning Strike Damage – Lightning can be quite common. Lightning is commonly connected with strong thunderstorms, high winds, and hail. After a large lightning storm, trees that have been hit will typically have broken limbs, and if these limbs are close enough to your property, they will be picked up by the wind and tossed around, creating major damage to a roofing, walls, windows, and screen enclosures. Make certain to document the damages prior to clearing away or getting rid of any products from a lightning storm. Lightning is also understood to cause serious electrical malfunctions in homes and companies. Home appliances, security systems, and home electronics are typically the very first to suffer damages. A lightning strike that touches a roofing can develop roof damage and an opening to make it possible for water to leak into the attic and home.
Getting public adjuster included in your claim early can help you get paid fairly and prevent claim submission mistakes we typically see in disaster situations. Don’t delay for your claim to be underpaid or denied. A public insurance adjuster is licensed to represent your benefit, document damages, file and negotiate your claim with the insurance carrier. Call us for a FREE claim review (502) 383-3051
Speak to an Expert!
Searching for answers? Our organization is ready to pay attention and see if we can get you the help you are entitled to! Please submit the form to be connected to our expert staff or call (502) 383-3051 to speak to someone right away