Storm Wind Damage
Tornado damage insurance claims can be unpleasant. It’s very easy to get frustrated over what is and is not covered. Today, we’re highlighting the successful strategies you can utilize to handle your cyclone damage insurance claim– and optimize your claim settlement from the insurance company.
Will my business owners policy insurance cover my cyclone damage?
Some cyclone damage is covered by a regular home insurance policy, while other damage is not covered.
Usually, anyone who resides in a hurricane-prone location will be required to get extra hurricane insurance to cover typhoon damage. Those who live near the coast of the United States, for instance, may not be automatically covered for cyclone damage under their typical house insurance plan.
Furthermore, the kind of damage and how that damage was caused also affects whether it’s covered. Many house insurance policies cover wind damage, for instance, but not all policies cover flood damage. Hurricanes can bring both high winds and flood surges, which is one reason cyclone damage insurance claims are tricky.
Whether you are covered for cyclone damage or not depends upon:
The kind of damage
How the damage was caused (flooding damage, wind damage, and so on). The kind of homeowner protection you purchased normal house insurance or a particular cyclone insurance plan).
Where you live.
Based on all of these factors, your cyclone damage may or may not be covered. Read your house insurance plan to validate that you have cyclone protection.
If you have suffered damage from a weather event and need aid finding out if your property damage is covered or how to proceed, a public insurance adjuster can help with a complimentary initial policy review and insurance claim case examination.
We provide our specialization in the following types of damage:.
Tornado– on top of preparing and filing your claim, our team can help you get a fair settlement for damages caused by a tropical storm.
Tornado– make sure a rapid recovery from a twister with our twister claims adjusting and consulting services.
Hurricane– filing property damage or loss due to a hurricane can be difficult. Let our adjusters direct you every action of the way.
Wind cyclone– our team will help you with preparing and settling home or commercial wind damage claims. Strong windstorms can cause more than just an untidy garden in your neighborhood, in some instances, major damage can strike your roof.
Hail storm– after a hail storm ruined your property, we will take the burden of filing a claim out of your hands so you can concentrate on restoring.
Lightning Strike Damage – Lightning can be very common. Lightning is commonly related to strong storms, high winds, and hail. After a big lightning storm, trees that have been hit will typically have broken limbs, and if these limbs are close enough to your home, they will be picked up by the wind and tossed around, triggering major damage to a roofing, walls, windows, and screen enclosures. Make certain to document the damages prior to getting rid of or disposing any items from a lightning storm. Lightning is also known to cause major electrical complications in houses and businesses. Appliances, security systems, and house electronic devices are typically the very first to suffer damages. A lightning strike that reaches a roofing can develop roof damage and an opening to allow water to flow into the attic and house.
Getting your public insurance adjuster included in your claim early can help you get paid fairly and minimize claim submission errors we typically see in disaster scenarios. Do not wait for your claim to be underpaid or denied. A public insurance adjuster is skilled to represent your best interest, document damages, file and negotiate your claim with the insurance carrier. Call us for a complimentary claim assessment (502) 383-3051
Talk to an Expert!
Searching for answers? Our team is ready to pay attention and see if we can get you the aid you are entitled to! Please fill out the form to be connected to our skilled personnel or call (502) 383-3051 to speak to someone right away